Construction Loan Manager

Start every build with clarity and a checklist you can trust. In Construction Loan Manager, begin by setting up loan templates for spec, custom, and renovation projects. Add your underwriting steps, required documents, and approval gates once, then reuse them. Invite builders, borrowers, and inspectors with role-based permissions so everyone sees only what they need. Pull in budgets and schedules, request insurance and licenses, and route items for sign-off with e-signature. As files arrive, the system organizes them automatically, tags them to the loan, and records who did what and when, giving you a reliable audit trail from day one.

When the loan closes, switch to daily execution. Borrowers submit draw requests online with line-item detail, and builders attach invoices, photos, and lien waivers. Inspectors use mobile access to capture site photos and notes on location, then sync results to the loan in real time. Your team reviews exceptions, chats directly in the loan record to resolve questions, and advances requests through a defined approval path. Final approvals trigger funding tasks instantly, while change orders route for e-signature and update the budget without manual re-keying. Every action is tracked, so you can see the exact path of a request and prevent bottlenecks.

Keep risk visible throughout the project. Configure compliance checkpoints—like permit verification, insurance renewals, and percentage-of-completion thresholds—and receive alerts before anything expires or slips. Build dashboards that show outstanding conditions, aging draw requests, exposure by builder, and loans nearing maturity. Need to satisfy an audit? Export a complete activity history, including documents, messages, and signatures, in a few clicks. Policies are embedded into the workflow, ensuring consistent execution across your lending team and clean evidence for regulators.

Adapt the process to the way your bank or credit union works. Create custom workflows for different loan programs, add or remove stages, and define escalation rules for exceptions. Standardize borrower communications with message templates, or collaborate directly in the platform to reduce email chaos. Use document management to keep contracts, budgets, and waivers in one place, accessible from desktop or mobile when you’re in the field. As your portfolio grows, clone successful setups, assign tasks to the right teammates, and keep every stakeholder aligned from first file to final draw.